Beauty Fades, Wealth Grows, And The Truth Hurts

She’s called the Gold Digger, the Trophy Wife. We all know this type of woman and we all know the type of guy that scoops her up. A smart man “leases” this type of girl, he doesn’t “buy her” – marry her. It’s like leasing a high end sports car. Once it reaches a certain age, the mileage builds up and it loses its showroom shine. Nobody wants a tired old ride. So you trade it in for a newer, younger model and “test drive” that for awhile. It’s no different with dating a Gold Digger. Because let’s be honest, beauty fades, wealth grows. Think about it. A true Gold Digger who is young and beautiful would, without a doubt, leave a guy if he became broke. He is no longer a “smart investment” for her. So why is it so bad if a rich guy dumps a hot chick once she reaches a certain age? Let’s say on average she expires around age 35. Others would say she’s topped out at 29. She is no longer a “smart investment” for him. To the curb she goes.

Although if he does exchange vows with this young beauty, he’s more than likely wise enough to know a prenup is the preliminary first step to protecting his assets – AKA, his ass. She may not like signing it, but fuck her. This relationship was based on superficialness from the get-go. So personally, I don’t see what the big deal is. Vanity is a two way street. Don’t believe that statement? Then just mull over the words spoken by a self-proclaimed Gold Digger who is looking for a New York man that makes 500K + a year. Then keep reading to see how one successful business man responds to her questions posted on Craigslist. Basically, this Gold Digger digs her own grave. The truth hurts. And don’t hate me for saying this, but I’m standing up and applauding this guy.

The following appeared on NewYork.Craigslist.org

What Am I Doing Wrong?
Okay, I'm tired of beating around the bush. I'm a beautiful (spectacularly beautiful) 25 year old girl. I'm articulate and classy. I'm not from New York. I'm looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I don't think I'm overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200 - 250. But that's where I seem to hit a roadblock. 250,000 won't get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she's not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

Here are my questions specifically:

• Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms?
• What are you looking for in a mate? Be honest guys, you won't hurt my feelings.
• Is there an age range I should be targeting (I'm 25)?
• Why are some of the women living lavish lifestyles on the upper east side so plain? I've seen really 'plain jane' boring types who have nothing to offer married to incredibly wealthy guys. I've seen drop dead gorgeous girls in singles bars in the east village. What's the story there?
• Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?
• How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY!

Please hold your insults - I'm putting myself out there in an honest way. Most beautiful women are superficial; at least I'm being up front about it. I wouldn't be searching for these kind of guys if I wasn't able to match them - in looks, culture, sophistication, and keeping a nice home and hearth.

THE REPLY
I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament. Firstly, I'm not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here's how I see it.

Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Here's why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here's the rub, your looks will fade and my money will likely continue into perpetuity...in fact, it is very likely that my income increases but it is an absolute certainty that you won't be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you're 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and hold...hence the rub...marriage. It doesn't make good business sense to "buy you" (which is what you're asking) so I'd rather lease. In case you think I'm being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It's as simple as that. So a deal that makes sense is dating, not marriage.

Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as "articulate, classy and spectacularly beautiful" as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasn't found you, if not only for a tryout.

By the way, you could always find a way to make your own money and then we wouldn't need to have this difficult conversation. With all that said, I must say you're going about it the right way. Classic "pump and dump.”

I hope this is helpful, and if you want to enter into some sort of lease, let me know.